In a world where the unforeseen happens daily. The impact of insurance remains emphasized insurance which comes in various forms including health and even life insurance serves as a means of protection from financial loss in which in exchange for a fee, an individual is compensated in the event of a certain loss or damage. However, a 2022 industry report shows less than 5% of Nigerians have any insurance. This is why Guardian TV went into the streets of Lagos to examine Nigerians' lack of participation in insurance. .